Location: Amherst Town-Northampton, MA | Metro: Amherst Town-Northampton, MA MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,710 |
| 1 Bedroom | $1,920 |
| 2 Bedrooms | $2,450 |
| 3 Bedrooms | $3,210 |
| 4 Bedrooms | $3,330 |
| 5 Bedrooms | $3,863 |
| 6 Bedrooms | $4,327 |
| 7 Bedrooms | $4,673 |
| 8 Bedrooms | $4,907 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,450 | $452,040 | 0.54% | F |
| 3BR | $3,210 | $504,203 | 0.64% | D |
| 4BR | $3,330 | $601,340 | 0.55% | F |
| 5BR | $3,863 | $657,640 | 0.59% | F |
U.S. Census Bureau data (2024)
The real estate landscape in Hadley, Massachusetts (ZIP 01035), is marked by a median home value of $512,019. This figure provides a baseline for assessing the market's health and potential for growth. The absence of percentage reductions in listings and the unspecified median days on market (DOM) suggests that the housing market in Hadley is stable, neither experiencing significant drops nor surges in home values. Stability implies that sellers have moderate pricing power, allowing them to maintain their asking prices without substantial concessions.
On the rental side, the Fair Market Rent (FMR) for ZIP 01035 is set at $1,630 for fiscal year 2024, while the current market rent is estimated at $1,402 according to the Census ACS. This gap indicates an opportunity for landlords and small-portfolio investors to gradually increase rents towards the FMR level, assuming the local economy supports such adjustments. The discrepancy between the FMR and actual market rates can be attributed to various factors including supply and demand imbalances, economic conditions, and landlord观望态度.
For long-term investors considering appreciation, the data implies a cautious approach. The median home value and the rental dynamics suggest that the market is unlikely to experience rapid appreciation over the next 12-24 months. Instead, the setup points toward a scenario where steady, modest growth could be expected if historical trends continue and external economic factors remain favorable. Investors should focus on maintaining properties and ensuring they align with the rental market's needs to capture any incremental increases in value and rental income.
To summarize, the current state of the Hadley real estate market, as indicated by the median home value and the rental rates, signals a stable environment with moderate pricing power for sellers and potential for gradual rent increases. Long-term investors should prepare for slow but steady growth rather than expecting a boom in property values or rental income.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.