Location: Brockton, MA | Metro: Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $2,560 |
| 1 Bedroom | $2,640 |
| 2 Bedrooms | $3,160 |
| 3 Bedrooms | $3,770 |
| 4 Bedrooms | $4,150 |
| 5 Bedrooms | $4,814 |
| 6 Bedrooms | $5,392 |
| 7 Bedrooms | $5,823 |
| 8 Bedrooms | $6,114 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $2,640 | $447,926 | 0.59% | F |
| 2BR | $3,160 | $515,842 | 0.61% | D |
| 3BR | $3,770 | $660,539 | 0.57% | F |
| 4BR | $4,150 | $881,827 | 0.47% | F |
| 5BR | $4,814 | $977,076 | 0.49% | F |
U.S. Census Bureau data (2024)
The real estate market in ZIP code 02359, Pembroke, MA, presents a nuanced landscape for landlords and small-portfolio investors. With a median home value of $660,177, the area reflects a stable housing market. However, the absence of data on the percentage of listings that have been reduced and the median days on market (DOM) suggests a tight market where homes are selling quickly without significant price adjustments.
The setup implies strong seller's conditions, indicating that pricing power will likely remain robust over the next 12-24 months. Homeowners can expect to maintain their asking prices, or even see slight increases, as demand continues to outpace supply. This scenario supports a positive outlook for property values, suggesting that long-term investors could benefit from capital appreciation.
On the rental side, the Fair Market Rent (FMR) for ZIP 02359 is set at $2,780 for fiscal year 2024, which is notably higher than the current market rent of $2,464 based on Census ACS data. This discrepancy signals potential upward pressure on rental rates. Landlords may find opportunities to adjust their rents closer to the FMR level without significantly impacting occupancy rates, given the relatively high home values and likely income levels of residents.
For long-hold investors, the realistic appreciation thesis hinges on the sustained strength of the local economy and continued low inventory. The market dynamics suggest that properties held for extended periods will likely appreciate, aligning with the broader trend of increasing home values and rental rates. However, the lack of precise data on listing reductions and DOM means that caution should be exercised in assuming rapid growth. Instead, the setup points to steady, reliable returns rather than speculative gains.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.