Location: Nashua, NH | Metro: Nashua, NH HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,560 |
| 1 Bedroom | $1,810 |
| 2 Bedrooms | $2,240 |
| 3 Bedrooms | $2,900 |
| 4 Bedrooms | $3,170 |
| 5 Bedrooms | $3,677 |
| 6 Bedrooms | $4,118 |
| 7 Bedrooms | $4,447 |
| 8 Bedrooms | $4,669 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,240 | $438,391 | 0.51% | F |
| 3BR | $2,900 | $564,777 | 0.51% | F |
| 4BR | $3,170 | $672,778 | 0.47% | F |
| 5BR | $3,677 | $704,986 | 0.52% | F |
U.S. Census Bureau data (2024)
The classification of ZIP 03051 (Hudson, NH) hinges on the balance between yield and stability. On the yield axis, the Fair Market Rent (FMR) for 2024 is set at $1,960, while the average market rent stands at $2,575. This indicates a positive rental yield potential, as landlords can expect to charge above the FMR. The median home value of $534,305 suggests that the area is relatively expensive compared to the rental rates, which could limit the number of potential buyers interested in flipping properties for quick gains.
Moving to the stability axis, Hudson, NH, has a moderate percentage of renters at 17.4%, which is not exceptionally high but still provides a reasonable tenant pool. The days on market (DOM) for rentals is 7 days, indicating a strong demand for rental properties, as units are quickly occupied. Additionally, the median household income of $124,213 supports the ability of residents to pay higher rents, contributing to financial stability for landlords.
Based on these figures, ZIP 03051 leans towards being a steady-cashflow zone. The ability to charge above the FMR without significantly exceeding the market rate suggests a sustainable rental environment. Furthermore, the quick turnover of rental listings and the robust median income provide assurance that tenants will be able to meet their obligations, reducing the risk of vacancy or default.
While the area does not exhibit characteristics of a high-yield/low-stability market, where landlords might see significant short-term profits but face higher risks, it also does not fully embody a low-yield/high-stability market, where yields are modest but risks are minimal. Instead, ZIP 03051 offers a middle ground, combining decent rental yields with a stable and predictable market environment. This makes it an attractive option for landlords and small-portfolio investors looking for a balance between profitability and security.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.