Location: Carroll County, NH | Metro: Belknap County, NH
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,300 |
| 1 Bedroom | $1,470 |
| 2 Bedrooms | $1,870 |
| 3 Bedrooms | $2,570 |
| 4 Bedrooms | $3,090 |
| 5 Bedrooms | $3,584 |
| 6 Bedrooms | $4,014 |
| 7 Bedrooms | $4,335 |
| 8 Bedrooms | $4,552 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,870 | $577,192 | 0.32% | F |
| 3BR | $2,570 | $711,445 | 0.36% | F |
| 4BR | $3,090 | $1,313,159 | 0.24% | F |
| 5BR | $3,584 | $3,295,222 | 0.11% | F |
U.S. Census Bureau data (2024)
The market in Moultonborough, NH, encapsulated by ZIP code 03254, is characterized by a clear distinction between federally mandated Fair Market Rent (FMR) and actual market conditions. The FMR stands at $2,070 for fiscal year 2026, which is notably higher than the current market rent of $1,452 according to the Census American Community Survey (ACS).
A low price-cut share of 0.1% suggests that property owners are generally not feeling compelled to reduce their asking prices, indicating a market where demand meets supply closely or slightly exceeds it. This is further supported by the median home value of $714,005, suggesting a robust real estate environment.
The 7.4% renter share points towards a predominantly owner-occupied community, which can imply less immediate rental market pressure. However, this also means that any increase in rental demand could create significant long-term housing pressure, as the limited rental stock would be quickly absorbed.
In summary, the dynamics of the Moultonborough real estate market suggest a balanced scenario where demand is steady, and the relatively low renter population indicates potential for future rental market growth if economic conditions attract more renters to the area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.