Location: Grafton County, NH | Metro: Grafton County, NH
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,240 |
| 1 Bedroom | $1,340 |
| 2 Bedrooms | $1,680 |
| 3 Bedrooms | $2,230 |
| 4 Bedrooms | $2,280 |
| 5 Bedrooms | $2,645 |
| 6 Bedrooms | $2,962 |
| 7 Bedrooms | $3,199 |
| 8 Bedrooms | $3,359 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,680 | $307,776 | 0.55% | F |
| 3BR | $2,230 | $353,830 | 0.63% | D |
U.S. Census Bureau data (2024)
The real estate market in Haverhill, NH (ZIP 03765) presents a unique setup for both short-term and long-term investment strategies. With a median home value at $296,851, the area offers an affordable entry point for investors looking to acquire properties. The fact that there is no percentage of listings that have been reduced and the median days on market (DOM) remains unspecified suggests stability in the housing market, indicating that property values are unlikely to drop significantly.
This stability is crucial for landlords and small-portfolio investors, as it implies a steady demand for homes in the area. However, the absence of reductions in listing prices also points to limited opportunities for acquiring properties at below-market rates, suggesting that buyers should be prepared to pay closer to the median value.
On the rental side, the Fair Market Rent (FMR) for the metro area in fiscal year 2026 stands at $1,730. While the current market rent is not specified, the FMR provides a benchmark for expected rental income. Given the median home value and the FMR, the rental yield in Haverhill appears favorable, allowing for positive cash flow on investment properties.
For long-hold investors, the appreciation thesis in Haverhill is tied to broader economic trends and local developments. The stability in home values and the favorable rental market suggest that there is potential for gradual appreciation over the next 12-24 months. This is contingent upon continued economic growth and job creation in the region, which would support higher demand for housing and rentals.
The setup in Haverhill indicates a balanced market where neither rapid price increases nor significant declines are likely. This environment is particularly suitable for those who aim to build a portfolio of rental properties, leveraging the steady rental income and the potential for modest capital appreciation over time.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.