Location: Rutland County, VT | Metro: Rutland County, VT
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,280 |
| 1 Bedroom | $1,290 |
| 2 Bedrooms | $1,690 |
| 3 Bedrooms | $2,010 |
| 4 Bedrooms | $2,360 |
| 5 Bedrooms | $2,738 |
| 6 Bedrooms | $3,067 |
| 7 Bedrooms | $3,312 |
| 8 Bedrooms | $3,478 |
U.S. Census Bureau data (2024)
ZIP 05757, located in Rutland County, Vermont, serves as an ideal cash-flow anchor within a Section 8 portfolio strategy. The Federal Market Rent (FMR) for the metro area in fiscal year 2026 is set at $1,590, which is significantly higher than the current market rent of $1,208. This spread ensures that properties in this ZIP code will generate stable and predictable cash flow above the local market rates.
The median home value in ZIP 05757 stands at $338,084. Given the discrepancy between the FMR and the market rent, landlords can secure rental income that exceeds the typical market rate, thereby enhancing their financial stability and reducing the risk of vacancy losses. The higher FMR also provides a buffer against potential increases in maintenance and operational costs, ensuring a steady profit margin.
While appreciation plays typically require a high price-cut share and low days on market (DOM), these metrics are not applicable for ZIP 05757 due to the lack of recent sales data. Therefore, focusing on appreciation as a primary strategy would be less effective here. Instead, the ZIP code's characteristics align more closely with a cash-flow anchor approach.
The 11.6% renter share indicates a moderate reliance on rental housing in the area, and the median income of $75,417 suggests that tenants are likely to have sufficient financial means to meet their rental obligations. These factors further support the ZIP code's suitability as a cash-flow anchor, as they indicate a reliable tenant pool capable of paying the higher Section 8 rents.
In summary, ZIP 05757 offers a strong foundation for a Section 8 portfolio strategy focused on generating consistent cash flow. The $382 spread between the FMR and the market rent guarantees a solid return on investment, while the median income level supports the likelihood of timely rent payments. Landlords and small-portfolio investors should consider this ZIP code as a key component of their cash-flow driven strategies.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.