Location: Rutland County, VT | Metro: Rutland County, VT
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,200 |
| 1 Bedroom | $1,210 |
| 2 Bedrooms | $1,580 |
| 3 Bedrooms | $1,880 |
| 4 Bedrooms | $2,200 |
| 5 Bedrooms | $2,552 |
| 6 Bedrooms | $2,858 |
| 7 Bedrooms | $3,087 |
| 8 Bedrooms | $3,241 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,580 | $248,590 | 0.64% | D |
| 3BR | $1,880 | $341,769 | 0.55% | F |
| 4BR | $2,200 | $413,051 | 0.53% | F |
U.S. Census Bureau data (2024)
ZIP 05763, located in Pittsford, VT, within the Rutland County, VT metro area, serves as a strong cash-flow anchor for a Section 8 portfolio strategy. The Family Monthly Rent (FMR) for the region is set at $1,410 for fiscal year 2026. In contrast, the current market rent stands at $685. This significant spread between the FMR and market rent provides a substantial cushion for landlords, ensuring a reliable income stream that exceeds local market rates.
The median home value in ZIP 05763 is $302,674, which is relatively low compared to many other regions in the United States. This makes it an attractive location for landlords looking to acquire properties at lower costs while benefiting from higher rental subsidies. The difference between the FMR and the market rent means that landlords can achieve better cash flow on their investments, especially when considering the operational expenses associated with property management.
While the ZIP code does not offer an appreciation play due to the lack of data on price-cut shares and days on market (DOM), it still presents itself as a viable diversifier. With a 11.1% renter share and a median income of $71,833, there is a steady demand for affordable housing. Landlords can leverage this demographic to ensure consistent occupancy rates and mitigate risks associated with vacancy.
In summary, ZIP 05763 is best suited as a cash-flow anchor in a Section 8 portfolio strategy. The $725 difference between the FMR and market rent guarantees a positive cash flow, making it an ideal choice for landlords and small-portfolio investors seeking financial stability and predictable returns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.