Location: Rutland County, VT | Metro: Rutland County, VT
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,180 |
| 1 Bedroom | $1,190 |
| 2 Bedrooms | $1,560 |
| 3 Bedrooms | $1,860 |
| 4 Bedrooms | $2,180 |
| 5 Bedrooms | $2,529 |
| 6 Bedrooms | $2,832 |
| 7 Bedrooms | $3,059 |
| 8 Bedrooms | $3,212 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,560 | $271,126 | 0.58% | F |
| 3BR | $1,860 | $327,363 | 0.57% | F |
| 4BR | $2,180 | $342,399 | 0.64% | D |
U.S. Census Bureau data (2024)
The real estate landscape in Wallingford, Vermont (ZIP 05773), suggests a balanced market with median home values at $315,179. The absence of data on the percentage of listings that have been reduced and the median days on market (DOM) indicates stability in the housing market, where neither buyers nor sellers hold significant leverage. This equilibrium is likely to persist over the next 12-24 months, implying that pricing power will remain moderate.
On the rental side, the Fair Market Rent (FMR) for the metro area in fiscal year 2026 is set at $1,370, whereas the current market rent stands at $897 according to the Census ACS. This gap highlights an opportunity for landlords and small-portfolio investors to potentially increase rents, aligning them closer to the FMR. However, it also suggests a cautionary approach due to the potential for market resistance if rents rise too quickly.
For long-term investors, the setup in Wallingford points towards a realistic appreciation thesis. Given the median home value and the current rental market conditions, there is a strong case for property value growth, driven by the potential alignment of market rents with the FMR. This scenario could lead to higher equity positions for those holding properties for extended periods.
However, the lack of specific data on listing reductions and DOM signals a cautious approach to rapid appreciation expectations. It is important to consider broader economic factors and local market trends that could influence both home values and rental income. Long-term investors should focus on steady growth rather than speculative gains.
In summary, the median home value and rental market dynamics in Wallingford suggest a stable environment with opportunities for gradual appreciation and rental rate adjustments. Landlords and small-portfolio investors can expect consistent returns without the volatility often seen in more dynamic markets.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.