Location: Hartford-West Hartford-East Hartford, CT | Metro: Hartford-West Hartford-East Hartford, CT MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,570 |
| 1 Bedroom | $1,800 |
| 2 Bedrooms | $2,250 |
| 3 Bedrooms | $2,680 |
| 4 Bedrooms | $2,960 |
| 5 Bedrooms | $3,434 |
| 6 Bedrooms | $3,846 |
| 7 Bedrooms | $4,154 |
| 8 Bedrooms | $4,362 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $1,800 | $152,562 | 1.18% | B |
| 2BR | $2,250 | $291,081 | 0.77% | D |
| 3BR | $2,680 | $375,984 | 0.71% | D |
| 4BR | $2,960 | $458,889 | 0.65% | D |
| 5BR | $3,434 | $501,507 | 0.68% | D |
U.S. Census Bureau data (2024)
18.0% of residents in ZIP 06095 (Windsor, CT) are renters, indicating a moderate demand for rental properties. The Fair Market Rent (FMR) for the area as of fiscal year 2024 is set at $1900, which is slightly below the actual market rent of $2,016 (ZORI). This suggests that landlords can expect to charge a premium over the FMR for their units. The median home value in Windsor is $365,309, reflecting a stable housing market. However, the median income of $105,322 might limit the purchasing power of some residents, making rentals an attractive option. Despite this, the low 0.1% price-cut share indicates that few properties are being discounted, suggesting strong competition among buyers. Given the relatively low FMR compared to market rents and the modest percentage of price-cut shares, Windsor presents a favorable environment for landlords and small-portfolio investors. The Section 8 program, with its fixed payment rates, could still offer steady returns but may not fully capture the higher market rents. For those willing to navigate the complexities of the program, Windsor's current dynamics make it a viable location for Section 8 investments.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.