Location: Northeastern Connecticut Planning Region, CT | Metro: Northeastern Connecticut Planning Region, CT
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,000 |
| 1 Bedroom | $1,180 |
| 2 Bedrooms | $1,450 |
| 3 Bedrooms | $1,860 |
| 4 Bedrooms | $2,100 |
| 5 Bedrooms | $2,436 |
| 6 Bedrooms | $2,728 |
| 7 Bedrooms | $2,946 |
| 8 Bedrooms | $3,093 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,450 | $386,619 | 0.38% | F |
| 3BR | $1,860 | $422,544 | 0.44% | F |
U.S. Census Bureau data (2024)
The real estate landscape in Woodstock, Connecticut (ZIP 06282), presents a nuanced scenario for landlords and small-portfolio investors. With a median home value of $409,124, the market reflects a balance between affordability and desirability. The fact that the percentage of listings reduced and the median days on market (DOM) are currently not available suggests a stable market condition, where neither buyers nor sellers are under significant pressure to adjust prices.
On the rental side, the Fair Market Rent (FMR) for ZIP 06282 in fiscal year 2024 is set at $1,540. This figure contrasts with the market rent observed in the area, which stands at $1,871 according to Census ACS data. This gap indicates that there is a premium being paid for rentals above the government-set benchmark, suggesting strong demand from tenants who might be seeking to avoid the complexities or costs associated with homeownership.
For long-term investors, the setup implies a scenario where maintaining properties at or slightly below market rents could attract steady, reliable tenants. However, the appreciation thesis in Woodstock is less straightforward due to the lack of recent historical data indicating upward price movement. Given the stable median home value and the absence of significant listing reductions or DOM trends, it's reasonable to infer that rapid appreciation is unlikely. Instead, investors should focus on the consistent rental income and potential for gradual appreciation tied to broader economic conditions and improvements in local infrastructure.
A careful approach to property management and maintenance will be key to maximizing returns in this market. Landlords and investors can leverage the current rental premium to ensure solid cash flow, while also positioning themselves for any future shifts in the housing market that could lead to increased appreciation. The data points towards a market that favors steady, long-term strategies over speculative investments.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.