Section 8 Fair Market Rent (FMR) for ZIP 11789 - 2027

Location: Nassau-Suffolk, NY | Metro: Nassau-Suffolk, NY HUD Metro FMR Area

Investment Score for ZIP 11789

D
Monthly Rent (2BR)
$3,470
Median Price (2BR)
$450,322
1% Rule
0.77%
Annual Yield
9.25%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$2,530
1 Bedroom$2,950
2 Bedrooms$3,470
3 Bedrooms$4,460
4 Bedrooms$4,740
5 Bedrooms$5,498
6 Bedrooms$6,158
7 Bedrooms$6,651
8 Bedrooms$6,984

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $3,470 $450,322 0.77% D
3BR $4,460 $549,001 0.81% C
4BR $4,740 $616,348 0.77% D

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
7,369
Median Household Income
$131,528
Housing Units
3,056
Renter Percentage
14.3%
Occupancy Rate
95.1%
Renter Occupied
417

The ZIP code 11789, known as Sound Beach, NY, presents a market characterized by steady rental demand and modest competition among tenants. The Fair Market Rent (FMR) for the area, set at $2280 for the fiscal year 2024, is notably lower than the market rent of $3,247, as reported by the Census American Community Survey. This gap suggests that there is a segment of the market where rents are above what the government deems fair, indicating strong demand for higher-quality or better-located properties.

The 0.1% price-cut share reveals that landlords are generally not needing to reduce their asking rents to attract tenants, a sign that the rental market is robust and that demand is keeping pace with or slightly exceeding supply. The median home value of $517,128 further underscores the economic stability of the area, suggesting that homeownership is a significant factor in the local economy.

A key metric in understanding the long-term dynamics of the housing market in Sound Beach is the 14.3% renter share. This relatively low percentage of renters compared to homeowners indicates a community that values long-term investment in property. However, it also implies that there could be ongoing pressure on rental availability as a smaller portion of the population opts to rent rather than buy. For landlords and small-portfolio investors, this means that while the rental market is active, it may not expand rapidly due to the high preference for homeownership.

In summary, Sound Beach operates under a balanced yet dynamic housing market. With a significant gap between FMR and market rent, coupled with a low price-cut share, the rental sector appears to be driven by strong demand. The high median home value and low renter share suggest that homeownership is a dominant trend, which could influence future rental dynamics by maintaining a steady but not explosive growth in the rental market.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.