Section 8 Fair Market Rent (FMR) for ZIP 12186 - 2027

Location: Albany-Schenectady-Troy, NY | Metro: Albany-Schenectady-Troy, NY MSA

Investment Score for ZIP 12186

F
Monthly Rent (2BR)
$1,560
Median Price (2BR)
$323,122
1% Rule
0.48%
Annual Yield
5.79%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$1,130
1 Bedroom$1,300
2 Bedrooms$1,560
3 Bedrooms$1,860
4 Bedrooms$2,050
5 Bedrooms$2,378
6 Bedrooms$2,663
7 Bedrooms$2,876
8 Bedrooms$3,020

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,560 $323,122 0.48% F
3BR $1,860 $406,513 0.46% F
4BR $2,050 $497,639 0.41% F
5BR $2,378 $610,210 0.39% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
6,512
Median Household Income
$112,446
Housing Units
2,717
Renter Percentage
15.9%
Occupancy Rate
96.2%
Renter Occupied
415

15.9% of Voorheesville, NY residents are renters, indicating a modest demand for rental properties in ZIP code 12186. The Fair Market Rent (FMR) for Section 8 housing in this area is set at $1380 per month for fiscal year 2024, reflecting the government's assessment of reasonable rental costs. In contrast, the Census Bureau reports a market rent of $1,175, suggesting that landlords could potentially see a higher return by participating in the Section 8 program. The median home value in Voorheesville stands at $411,095, which provides context for the overall real estate market in the region. With a median income of $112,446, residents have the financial capacity to afford both market rents and Section 8 rents, though the latter offers a more stable income stream for landlords. Despite the lack of specific data on days on market (DOM) and the percentage of homes that require price cuts, the economic indicators point towards a stable real estate environment. Given the alignment between the Section 8 FMR and the local market conditions, landlords and small-portfolio investors can confidently consider the program as it ensures a steady and reliable source of rental income.

Section 8 verdict: Acceptable for landlords seeking stable rental income in Voorheesville, NY.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.