Section 8 Fair Market Rent (FMR) for ZIP 12831 - 2027

Location: Albany-Schenectady-Troy, NY | Metro: Albany-Schenectady-Troy, NY MSA

Investment Score for ZIP 12831

F
Monthly Rent (2BR)
$1,750
Median Price (2BR)
$317,156
1% Rule
0.55%
Annual Yield
6.62%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$1,270
1 Bedroom$1,460
2 Bedrooms$1,750
3 Bedrooms$2,090
4 Bedrooms$2,300
5 Bedrooms$2,668
6 Bedrooms$2,988
7 Bedrooms$3,227
8 Bedrooms$3,388

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,750 $317,156 0.55% F
3BR $2,090 $443,002 0.47% F
4BR $2,300 $585,829 0.39% F
5BR $2,668 $672,982 0.4% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
18,025
Median Household Income
$100,024
Housing Units
7,563
Renter Percentage
22.8%
Occupancy Rate
97.6%
Renter Occupied
1,679

The Fair Market Rent (FMR) for ZIP code 12831, which includes Gansevoort, NY, is set at $1470 for the fiscal year 2024. This figure represents the payment standard for Section 8 housing vouchers, meaning that voucher holders will receive up to $1470 per month to cover their rent. It's important to note that this is not the amount you can charge as rent; it's the maximum subsidy the government will pay.

In comparison, the local market rent for a similar property in the area is around $2,950 per month. This is based on the Zillow Observed Rental Index (ZORI), which reflects the average rent price for the area. The gap between the FMR and the local market rent indicates that landlords participating in Section 8 might receive less than market value for their properties.

The 22.8% renter share suggests that about 22.8% of the population in Gansevoort, NY, are renters. This percentage can help you gauge the demand for rental properties in the area. If there's a significant number of renters, it increases the likelihood that your property will be occupied.

If you're looking to acquire a new property for a Section 8 rental, the median home value in the area is approximately $466,693. This is a key figure to consider when evaluating the potential return on investment and the overall financial feasibility of purchasing a property specifically for Section 8 tenancy.

Before committing to a Section 8 rental, ensure you verify the property meets all necessary housing quality standards (HQS). These standards include safety, habitability, and other criteria that must be satisfied to participate in the program. Failure to meet these requirements can result in penalties or disqualification from the program.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.