Location: Clinton County, NY | Metro: Clinton County, NY
| Unit Size | Monthly FMR |
|---|---|
| Studio | $880 |
| 1 Bedroom | $890 |
| 2 Bedrooms | $1,130 |
| 3 Bedrooms | $1,350 |
| 4 Bedrooms | $1,490 |
| 5 Bedrooms | $1,728 |
| 6 Bedrooms | $1,935 |
| 7 Bedrooms | $2,090 |
| 8 Bedrooms | $2,195 |
U.S. Census Bureau data (2024)
ZIP code 12933, located in Clinton County, NY metro, presents itself as a cash-flow anchor within a Section 8 portfolio strategy. This designation is based on the Federal Market Rent (FMR) for the area, which stands at $1,080 for fiscal year 2026. Given that the median home value and market rental prices are not readily available, the FMR serves as a reliable benchmark for rental income.
The most notable listing within ZIP 12933 is a house priced at $179,900, with 3 bedrooms and 1 bathroom, and a size of 1,212 square feet. This property is listed by Ridgeline Realty Group and has recently undergone a price cut of $2,100. Another relevant listing is a 4-bedroom, 3-bathroom house for $310,000, listed by Century 21 The One. These listings indicate a relatively low-cost entry point into the market, making it feasible for landlords and small-portfolio investors to acquire properties at a reasonable price.
While the median income for the area is not specified, the presence of these affordable homes suggests a market where tenants can comfortably meet the $1,080 FMR without significant financial strain. This scenario supports the idea of consistent rental income, crucial for a cash-flow anchor in any investment portfolio.
Investing in ZIP 12933 offers stability due to the predictable rental income from Section 8 vouchers. Landlords can expect steady cash flow from tenants who have their rent subsidized, reducing the risk of vacancy and delinquency. The area's affordability also means that investors can purchase properties without overextending their budgets, ensuring a healthy cash-on-cash return.
In conclusion, ZIP 12933 is best suited as a cash-flow anchor within a Section 8 portfolio strategy, given the low-cost entry points and the ability to generate stable rental income based on the FMR of $1,080 for fiscal year 2026.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.