Location: Seneca County, NY | Metro: Rochester, NY MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,010 |
| 1 Bedroom | $1,140 |
| 2 Bedrooms | $1,420 |
| 3 Bedrooms | $1,710 |
| 4 Bedrooms | $1,880 |
| 5 Bedrooms | $2,181 |
| 6 Bedrooms | $2,443 |
| 7 Bedrooms | $2,638 |
| 8 Bedrooms | $2,770 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,710 | $181,339 | 0.94% | C |
| 4BR | $1,880 | $185,014 | 1.02% | B |
U.S. Census Bureau data (2024)
The ZIP code 13146 stands out due to its unique mix of demographic and economic factors. With a population of 2,085 residents, it has a relatively low rental rate at 20.1%, indicating that most residents own their homes. The median income in this area is $61,842, which is modest but sufficient for a comfortable living standard. Notably, the median home value is significantly higher at $169,691, suggesting that homeownership is both valued and attainable in this community.
Moving into the specifics of Section 8 housing, the Fair Market Rent (FMR) for ZIP 13146 in fiscal year 2024 is set at $1,230. This figure represents the maximum amount that landlords can receive through the Section 8 program for renting units in this area. In contrast, the average market rent, based on Census ACS data, is $747. This discrepancy highlights a potential opportunity for landlords who participate in the Section 8 program, as they can secure higher rents compared to the local market rates.
The data signature for ZIP 13146 indicates a stable environment. The relatively high median home value alongside a modest median income suggests a community where homeownership is a significant factor, and the lower rental rate supports this trend. However, the presence of the Section 8 program and its higher FMR compared to the actual market rent points to an ongoing need for affordable housing solutions. While the overall picture is stable, the dynamics between market rents and Section 8 vouchers suggest a transitional element where government assistance plays a role in maintaining affordability for some renters.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.