Location: Delaware County, NY | Metro: Delaware County, NY
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $740 |
| 1 Bedroom | $860 |
| 2 Bedrooms | $1,020 |
| 3 Bedrooms | $1,410 |
| 4 Bedrooms | $1,450 |
| 5 Bedrooms | $1,682 |
| 6 Bedrooms | $1,884 |
| 7 Bedrooms | $2,035 |
| 8 Bedrooms | $2,137 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,410 | $303,679 | 0.46% | F |
U.S. Census Bureau data (2024)
ZIP code 13782, located within the Delaware County, NY metro area, presents a unique profile when compared against typical ZIP codes in the region. The Fair Market Rent (FMR) for 13782 is set at $1,010 for fiscal year 2026, aligning closely with the market rent of $1,005. This indicates that the rental prices in 13782 are on par with what the market expects, suggesting stability and predictability in rental income.
The median home value in 13782 is $260,228, which is lower than many areas in Delaware County. This lower home value combined with a significant renter share of 17.6% could indicate that 13782 is a value pocket within the metro area. Value pockets are typically characterized by lower property values relative to surrounding areas, making them attractive to investors looking for affordable entry points.
A noteworthy aspect of ZIP 13782 is its higher-than-average renter share. In many cases, a higher proportion of renters can signal a Section 8 sweet spot, particularly when paired with below-average home values. This combination suggests that there is a substantial number of potential tenants who might qualify for federal housing assistance programs, thereby offering landlords a steady and reliable source of income through subsidized rents.
To summarize, based on the given data, ZIP code 13782 appears to be a value pocket within the Delaware County, NY metro. It offers stable rental prices, lower home values, and a relatively high share of renters, which can be advantageous for landlords and small-portfolio investors seeking a predictable investment environment.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.