Location: Indiana County, PA | Metro: Indiana County, PA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $750 |
| 1 Bedroom | $880 |
| 2 Bedrooms | $1,030 |
| 3 Bedrooms | $1,420 |
| 4 Bedrooms | $1,550 |
| 5 Bedrooms | $1,798 |
| 6 Bedrooms | $2,014 |
| 7 Bedrooms | $2,175 |
| 8 Bedrooms | $2,284 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,030 | $169,187 | 0.61% | D |
| 3BR | $1,420 | $225,781 | 0.63% | D |
U.S. Census Bureau data (2024)
The real estate landscape in Clarksburg, Pennsylvania, encapsulated within ZIP code 15725, reveals a nuanced picture for both landlords and small-portfolio investors. With a median home value of $194,383, the area stands at an attractive price point for potential buyers and renters alike. However, the absence of data regarding the percentage of listings that have been reduced and the median days on market (DOM) suggests stability rather than volatility in the housing market.
This stability, coupled with the current median home value, indicates a balanced market where neither buyers nor sellers hold significant pricing power. For landlords and investors, this means that rental prices should remain relatively stable, without the pressure to adjust significantly due to fluctuating property values.
On the rental side, the Fair Market Rent (FMR) for the metro area in fiscal year 2026 is projected to be $970, while the current market rent, according to Census ACS data, is $937. This slight upward trend signals a potential for modest growth in rental income over the next 12-24 months. Investors can expect to see a gradual increase in rental rates, aligning with broader economic forecasts and the steady rise in living costs.
Long-term investors in Clarksburg should consider the realistic appreciation thesis carefully. The current data does not suggest robust appreciation opportunities. Instead, the setup implies a scenario where capital appreciation will likely be modest, driven primarily by inflation and general economic conditions rather than strong local demand or unique market factors.
To summarize, the real estate market in ZIP 15725 presents a stable environment with moderate growth potential in rental income. While there is limited room for significant capital appreciation, the combination of reasonable home values and steady rental rates provides a solid foundation for investment, particularly for those focused on cash flow rather than rapid property value increases.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.