Location: Armstrong County, PA | Metro: Pittsburgh, PA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $860 |
| 1 Bedroom | $920 |
| 2 Bedrooms | $1,120 |
| 3 Bedrooms | $1,430 |
| 4 Bedrooms | $1,550 |
| 5 Bedrooms | $1,798 |
| 6 Bedrooms | $2,014 |
| 7 Bedrooms | $2,175 |
| 8 Bedrooms | $2,284 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,430 | $247,139 | 0.58% | F |
U.S. Census Bureau data (2024)
The median income in ZIP code 16025 stands at $71,722, according to recent Census data. This figure places significant constraints on the ability of households to afford the market rate rent of $802 per month. When comparing the market rate to the Federal Market Rent (FMR) standard of $900 for fiscal year 2024, it becomes evident that there is a notable gap in affordability.
In ZIP 16025, with a total population of 4,793 and only 15.3% of residents being renters, competition among landlords is relatively low. However, the disparity between the median income and both the market rate and FMR suggests that many potential tenants would struggle to pay either amount without financial assistance.
The FMR of $900 is higher than the market rate of $802, indicating that Section 8 vouchers could potentially cover the majority of rental costs for eligible tenants. For landlords considering whether to accept vouchers or focus on cash-paying tenants, the data points towards a strategic advantage in accepting vouchers. This approach can ensure a steady stream of rental income, given the limited number of renters and the financial pressures faced by the average household.
Landlords should recognize that while the FMR slightly exceeds the current market rate, the presence of vouchers can make up for any shortfall, stabilizing occupancy rates and providing a predictable income source. The takeaway is clear: embracing voucher programs can be a prudent strategy to maintain competitiveness and profitability in ZIP 16025.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.