Location: Armstrong County, PA | Metro: Armstrong County, PA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $710 |
| 1 Bedroom | $790 |
| 2 Bedrooms | $1,010 |
| 3 Bedrooms | $1,340 |
| 4 Bedrooms | $1,400 |
| 5 Bedrooms | $1,624 |
| 6 Bedrooms | $1,819 |
| 7 Bedrooms | $1,965 |
| 8 Bedrooms | $2,063 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,010 | $129,678 | 0.78% | D |
| 3BR | $1,340 | $155,840 | 0.86% | C |
U.S. Census Bureau data (2024)
The Section 8 housing analysis for ZIP code 16210, which encompasses Adrian, PA, reveals a significant financial opportunity for landlords and small-portfolio investors. The Fair Market Rent (FMR) for ZIP 16210 as of fiscal year 2024 is set at $930, while the Census ACS data indicates an average market rent of $625. This creates a $305 gap, or a 48.7% premium, in favor of FMR.
This disparity means that voucher tenants can provide a higher rental yield compared to the open-market rate. For instance, a landlord could receive $930 per month from a Section 8 voucher, which is notably above the typical market rent. Given that only 15.4% of residents in Adrian are renters, there's a smaller pool of potential tenants competing in the open market, making the premium offered by Section 8 vouchers particularly attractive.
The median home value in Adrian stands at $132,705, and the median household income is $49,107. These figures suggest that many homeowners might struggle to keep up with mortgage payments, especially if they face financial hardships. Therefore, renting out properties to voucher holders can be a stable source of income for landlords, given the government's guarantee to cover the rent difference.
However, accepting Section 8 tenants also comes with its own set of challenges. Landlords must ensure their properties meet certain quality standards and may need to undergo inspections regularly. Additionally, the administrative burden of managing Section 8 vouchers can be higher than traditional leases. Despite these considerations, the financial benefits of receiving $930 per unit, rather than the market rate of $625, can outweigh the costs.
To summarize, the $305 monthly premium, representing a 48.7% increase over the market rent, makes Section 8 vouchers a lucrative option for landlords in Adrian, PA. With limited competition from other renters and a guaranteed income stream, the decision to participate in the Section 8 program should be carefully weighed against the administrative requirements and inspection processes.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.