Location: Bradford County, PA | Metro: Bradford County, PA
| Unit Size | Monthly FMR |
|---|---|
| Studio | $800 |
| 1 Bedroom | $800 |
| 2 Bedrooms | $1,040 |
| 3 Bedrooms | $1,280 |
| 4 Bedrooms | $1,450 |
| 5 Bedrooms | $1,682 |
| 6 Bedrooms | $1,884 |
| 7 Bedrooms | $2,035 |
| 8 Bedrooms | $2,137 |
U.S. Census Bureau data (2024)
The analysis of ZIP code 16910 reveals several key points for landlords and small-portfolio investors.
The rent math does not work favorably in this area. The Fair Market Rent (FMR) for the metro region, set at $970 for fiscal year 2026, is higher than the actual market rent of $850 as reported by the Census ACS. This indicates that while the government benchmark suggests higher rents, the local market is currently offering lower rates, which could impact potential rental income.
Regarding property acquisition, the data presents some challenges. The median home value is listed as N/A, making it difficult to assess the typical cost of homes in the area. Additionally, the days on market (DOM) and the percentage of homes that required a price reduction before selling are also marked as N/A. These missing figures suggest that either the data is incomplete or the real estate market in this ZIP code is less active, which could complicate the process of acquiring properties.
Tenant demand appears to be low in ZIP 16910. With a total population of 64, the number of potential renters is limited to 46.2% of this population. This means there are approximately 29 renters in the entire ZIP code, indicating a very small pool of tenants.
Verdict: ZIP 16910 presents a challenging investment landscape for landlords and small-portfolio investors. The discrepancy between the FMR and the actual market rent suggests that achieving high rental yields will be difficult. Furthermore, the lack of data on median home values, DOM, and price-cut shares makes assessing the affordability of property acquisitions problematic. Lastly, the low population and limited number of renters indicate a weak tenant demand, which could lead to prolonged vacancies and reduced income generation. Overall, the risks outweigh the benefits, and this ZIP code is not recommended for investment based on the available data.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.