Location: Potter County, PA | Metro: Potter County, PA
| Unit Size | Monthly FMR |
|---|---|
| Studio | $790 |
| 1 Bedroom | $800 |
| 2 Bedrooms | $1,030 |
| 3 Bedrooms | $1,310 |
| 4 Bedrooms | $1,470 |
| 5 Bedrooms | $1,705 |
| 6 Bedrooms | $1,910 |
| 7 Bedrooms | $2,063 |
| 8 Bedrooms | $2,166 |
U.S. Census Bureau data (2024)
The analysis of ZIP code 16941 reveals a unique market scenario where the Federal Market Rent (FMR) plays a crucial role in determining the investment potential. With an FMR of $1,020 for fiscal year 2026, the rental market in this area is set against a backdrop of limited data regarding home values and market rents. This scarcity of information suggests that the rental sector could be the primary focus for yield generation.
On the stability axis, the data indicates a 0.0% share of renters, which is unusual and likely points to a misreporting or a niche market that heavily favors homeownership over renting. The lack of data on days on market (DOM) and median income further complicates the stability assessment, making it difficult to gauge the typical duration of rental vacancies or the financial health of the population.
Given these figures, ZIP 16941 does not fit neatly into the categories of a high-yield/low-stability flip-style market or a steady-cashflow zone. Instead, it presents a scenario where the reliance on FMR for rental pricing is critical due to the absence of market rent data. The 0.0% renters figure implies that there might be little competition from other rental properties, but also that the demand for rentals could be low. This makes it a speculative market for rental investments, where the potential for yield is tied directly to government-set rent levels rather than market dynamics.
To summarize, the investment in ZIP 16941 should be approached with caution. It offers a defined yield through the FMR but lacks the indicators of stability typically sought by landlords and small-portfolio investors. The decision to invest should be based on a detailed understanding of the local rental market and the willingness to accept the risks associated with low rental penetration and uncertain economic conditions.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.