Location: Schuylkill County, PA | Metro: Schuylkill County, PA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $710 |
| 1 Bedroom | $780 |
| 2 Bedrooms | $1,010 |
| 3 Bedrooms | $1,330 |
| 4 Bedrooms | $1,380 |
| 5 Bedrooms | $1,601 |
| 6 Bedrooms | $1,793 |
| 7 Bedrooms | $1,936 |
| 8 Bedrooms | $2,033 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,330 | $98,400 | 1.35% | A |
U.S. Census Bureau data (2024)
To determine if you should buy in ZIP code 17959 for Section 8 purposes, follow this decision tree:
Step 1: Clearing Debt Service with FMR
The Fair Market Rent (FMR) for the metro area in fiscal year 2026 is $970. A property valued at $91,592 would typically generate an annual debt service based on its value, interest rates, and terms of financing. For simplicity, let's assume a conservative annual debt service rate of 8%, which equates to approximately $7,327 per year or about $610 per month. Given that the FMR is $970, it clearly exceeds the estimated monthly debt service. Therefore, the answer to the first question is Yes. The FMR does cover the debt service on a property valued at $91,592.
Step 2: Comparing Market Rent to FMR
The average market rent in ZIP 17959, according to Census ACS data, is $823. This figure is below the FMR of $970. Landlords can expect to receive a higher rent from Section 8 tenants compared to the general rental market. The answer to the second question is No; the market rent is below the FMR.
Step 3: Assessing Rental Demand
In ZIP 17959, 22.3% of residents are renters. However, the Days on Market (DOM) is listed as N/A, indicating insufficient data to accurately assess how quickly rental properties are occupied. Despite this lack of data, the percentage of renters suggests a moderate demand for rental units. The answer to the third question is It Depends. While there is some rental demand, the absence of DOM data makes it challenging to gauge the speed of occupancy and the overall demand strength.
Decision Summary:
Note: These conclusions are based on the given data points and do not account for other factors such as property management costs, vacancy rates, or local economic conditions.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.