Location: Pike County, PA | Metro: Monroe County, PA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,210 |
| 1 Bedroom | $1,230 |
| 2 Bedrooms | $1,510 |
| 3 Bedrooms | $2,060 |
| 4 Bedrooms | $2,520 |
| 5 Bedrooms | $2,923 |
| 6 Bedrooms | $3,274 |
| 7 Bedrooms | $3,536 |
| 8 Bedrooms | $3,713 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,510 | $242,528 | 0.62% | D |
| 3BR | $2,060 | $322,315 | 0.64% | D |
| 4BR | $2,520 | $415,812 | 0.61% | D |
U.S. Census Bureau data (2024)
The Section 8 housing market in ZIP code 18325, which encompasses Canadensis, PA, and parts of Monroe and Pike Counties, offers a detailed analysis for landlords and small-portfolio investors. The Fair Market Rent (FMR) as defined by HUD for this area in fiscal year 2024 is set at $1,420. In comparison, the Census American Community Survey (ACS) reports the average market rent at $1,402. This indicates that voucher tenants generally cashflow at the FMR rate, with minimal margin for error or fluctuation.
To further understand the investment potential, consider the median home value in the region, which stands at $327,149. Using this figure, we can derive a rent-to-price ratio. Assuming a typical mortgage payment structure, where monthly payments might be around 1% of the property's value, the monthly cost would be approximately $3,271. If a property were rented out at the market rate of $1,402, it would mean the rental income covers about 43% of the mortgage cost, indicating a moderate rent-to-price ratio.
The dynamics between renting and buying in this market do not significantly impact the decision-making process for investors. The median Days on Market (DOM) is listed as N/A, suggesting either insufficient data or a relatively stable market with quick sales. Additionally, the share of properties that required a price cut to sell is an insignificant 0.1%, further reinforcing the stability of the local real estate market.
Given these factors, the strongest angle for investors in ZIP 18325 is stability. The close alignment between the HUD FMR and the actual market rent ensures predictable cash flow, while the low rate of price cuts signals a resilient market that is unlikely to suffer significant downturns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.