Section 8 Fair Market Rent (FMR) for ZIP 18434 - 2027

Investment Score for ZIP 18434

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$930
1 Bedroom	$1,080
2 Bedrooms	$1,330
3 Bedrooms	$1,740
4 Bedrooms	$1,910
5 Bedrooms	$2,216
6 Bedrooms	$2,482
7 Bedrooms	$2,681
8 Bedrooms	$2,815

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
3BR	$1,740	$240,931	0.72%	D

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

The data provided indicates that the median home value in ZIP 18434 is $195,732. However, recent real estate data from the United States ZIP Codes website shows the median home value to be $164,300. For the purpose of this analysis, we will use the most recent figure of $164,300.

The HUD Fair Market Rent (FMR) for ZIP 18434 is set at $1,110 for FY 2024. In comparison, the market rent based on Census ACS data is $959. This means that voucher tenants would generally cashflow at the FMR rate, providing a positive cash flow of $151 per month for landlords accepting Section 8 vouchers.

To further analyze the market, we can derive a rent-to-price ratio using the median home value of $164,300. Assuming an average monthly rent of $959, the annual rent would be approximately $11,508. The rent-to-price ratio is calculated as follows: $11,508 / $164,300 = 0.07, or 7%. This suggests that the rental market is relatively stable and competitive, given the lower-than-average median home value.

Note that the median days on market (DOM) and the percentage of homes that experienced price cuts are not available. However, these metrics typically do not have a significant impact on the decision between renting and buying in areas with a low median home value and stable rental rates.

The strongest angle for investors in ZIP 18434 is likely cashflow, due to the positive difference between the HUD FMR and the actual market rent. This provides a solid financial advantage for landlords who accept Section 8 vouchers.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.