Location: Philadelphia-Camden-Wilmington, PA | Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,300 |
| 1 Bedroom | $1,410 |
| 2 Bedrooms | $1,680 |
| 3 Bedrooms | $2,000 |
| 4 Bedrooms | $2,210 |
| 5 Bedrooms | $2,564 |
| 6 Bedrooms | $2,872 |
| 7 Bedrooms | $3,102 |
| 8 Bedrooms | $3,257 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,680 | $399,932 | 0.42% | F |
| 3BR | $2,000 | $483,588 | 0.41% | F |
| 4BR | $2,210 | $554,838 | 0.4% | F |
| 5BR | $2,564 | $635,298 | 0.4% | F |
U.S. Census Bureau data (2024)
ZIP code 19075, located in Oreland, PA, falls within the larger Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. When comparing the specific figures for ZIP 19075 to typical ZIP codes within this MSA, several observations can be made.
The Fair Market Rent (FMR) for ZIP 19075 in fiscal year 2024 is set at $1,590. This figure is higher than the market rent of $1,399, indicating that the rental prices in this area are slightly above what the market typically demands. The home value of $503,461 suggests that this ZIP code is relatively expensive compared to other areas within the MSA, positioning it as a premium sub-market.
However, the renter share of 6.0% is notably low, which contrasts with the higher FMR and home values. This low percentage of renters could imply that ZIP 19075 is primarily a homeownership-focused area, with fewer opportunities for rental investments. Given these factors, ZIP 19075 does not fit the profile of a Section 8 sweet spot, where high renter shares coexist with below-average home values. Instead, it appears to be a premium sub-market with limited rental demand.
To further contextualize, consider the following:
In summary, ZIP 19075 is best described as a premium sub-market within the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. Its high home values and above-average rental costs position it as an area for luxury real estate investments. However, the low renter share suggests limited opportunities for rental properties, making it less attractive for landlords looking to capitalize on a high concentration of renters.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.