Location: Philadelphia-Camden-Wilmington, PA | Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,780 |
| 1 Bedroom | $1,930 |
| 2 Bedrooms | $2,300 |
| 3 Bedrooms | $2,740 |
| 4 Bedrooms | $3,020 |
| 5 Bedrooms | $3,503 |
| 6 Bedrooms | $3,923 |
| 7 Bedrooms | $4,237 |
| 8 Bedrooms | $4,449 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $1,930 | $124,239 | 1.55% | A+ |
| 2BR | $2,300 | $254,956 | 0.9% | C |
| 3BR | $2,740 | $405,810 | 0.68% | D |
| 4BR | $3,020 | $530,556 | 0.57% | F |
| 5BR | $3,503 | $591,358 | 0.59% | F |
U.S. Census Bureau data (2024)
The ZIP code 19095, located in Wyncote, Pennsylvania, stands out in Montgomery County due to its unique mix of homeowners and renters, combined with a relatively high median income and home values. With a population of 8,030, 51.3% of residents are renters, indicating a significant demand for rental properties. The median household income in this area is $97,727, which is well above the national average, reflecting the economic strength of the community. The median home value of $456,483 further underscores the affluence and desirability of the region.
Moving to the specifics of Section 8 housing, the Fair Market Rent (FMR) for ZIP 19095 is set at $2,170 for fiscal year 2024. This figure represents the maximum amount that a landlord can charge for a Section 8 voucher in this area. In contrast, the market rent, as indicated by the ZORI (Zillow Observed Rent Index), is $1,840. This discrepancy suggests that landlords participating in the Section 8 program can potentially receive higher rents compared to the market average, making it an attractive option for property owners.
Based on the data signature of ZIP 19095, the area appears to be stable. High median incomes and home values indicate a strong local economy and a steady demand for housing. The significant percentage of renters also points to a consistent need for rental properties, which can be met through the Section 8 program. For landlords and small-portfolio investors, Wyncote presents a reliable market where Section 8 vouchers can provide a steady stream of rental income without the risk of drastic changes in tenant demographics or housing demand.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.