Location: Philadelphia-Camden-Wilmington, PA | Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,890 |
| 1 Bedroom | $2,040 |
| 2 Bedrooms | $2,440 |
| 3 Bedrooms | $2,910 |
| 4 Bedrooms | $3,210 |
| 5 Bedrooms | $3,724 |
| 6 Bedrooms | $4,171 |
| 7 Bedrooms | $4,505 |
| 8 Bedrooms | $4,730 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,440 | $406,085 | 0.6% | D |
| 3BR | $2,910 | $559,701 | 0.52% | F |
| 4BR | $3,210 | $860,648 | 0.37% | F |
| 5BR | $3,724 | $1,252,301 | 0.3% | F |
U.S. Census Bureau data (2024)
In Chadds Ford, Pennsylvania (ZIP 19317), the real estate landscape signals strong seller pricing power over the next 12 to 24 months. The median home value stands at $726,619, reflecting a robust local economy and high demand for residential properties. With only 0.2% of listings having reduced their prices, it's evident that sellers are maintaining their asking prices, indicating a market where buyers are willing to meet sellers' terms without significant concessions.
The median days on market (DOM) being listed as N/A suggests either a very quick selling environment, where homes are off the market before they can be accurately tracked, or an insufficient sample size for reliable measurement. Both scenarios point towards a market favoring sellers, as homes are likely selling rapidly upon listing, if not before. This dynamic supports the notion of sustained pricing power, as there is little indication of a buyer's market developing in the near future.
On the rental side, the forward-looking market analysis reveals a gap between the Fair Market Rent (FMR) set at $2,480 for ZIP 19317 for fiscal year 2024, and the current market rent of $1,937 based on Census ACS data. This suggests potential upward pressure on rents, aligning with the overall trend of rising property values and reinforcing the idea of a seller-dominated market. Landlords and small-portfolio investors can anticipate increased rental income as the market adjusts to the higher FMR standards.
For long-term investors, the setup implied by the data points to a realistic appreciation thesis. Given the high median home value and the minimal price reductions, combined with the potential for rising rents, it's reasonable to expect continued appreciation in property values. However, the exact rate of appreciation cannot be determined solely from this data. What is clear is that the current conditions favor holding onto properties rather than frequent buying and selling, due to the stability and upward trajectory of both home values and rents.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.