Location: Philadelphia-Camden-Wilmington, PA | Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,470 |
| 1 Bedroom | $1,590 |
| 2 Bedrooms | $1,900 |
| 3 Bedrooms | $2,260 |
| 4 Bedrooms | $2,500 |
| 5 Bedrooms | $2,900 |
| 6 Bedrooms | $3,248 |
| 7 Bedrooms | $3,508 |
| 8 Bedrooms | $3,683 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,900 | $442,193 | 0.43% | F |
| 3BR | $2,260 | $525,848 | 0.43% | F |
| 4BR | $2,500 | $691,538 | 0.36% | F |
| 5BR | $2,900 | $846,553 | 0.34% | F |
U.S. Census Bureau data (2024)
The market analysis for Section 8 investors in ZIP code 19350, Landenberg, PA, reveals a favorable environment for cashflow generation. The HUD Fair Market Rent (FMR) for the area, set at $1830 for fiscal year 2024, exceeds the current market rent of $1666 as reported by the Census American Community Survey (ACS). This indicates that voucher tenants can cover rental costs at or above the FMR level, ensuring positive cashflow for landlords and small-portfolio investors.
To further analyze the investment potential, consider the median home value of $633,468. The rent-to-price ratio, calculated by dividing the annual rent ($1666 * 12 months = $19,992) by the median home value, yields approximately 3.16%. This suggests that rental income represents a relatively small portion of the property's value, indicating that the primary benefit of investing in this area would be through cashflow rather than rapid appreciation. However, the stability of the housing market in Landenberg, PA, should also be noted as a significant advantage for long-term investors.
Despite the lack of specific data on median days on market (DOM) and the percentage of homes that have been discounted, the overall dynamics suggest that the buy-versus-rent decision leans heavily towards renting. The higher FMR compared to the actual market rent means that properties rented to voucher holders can command a premium over typical market rates, thereby enhancing cashflow. Additionally, the stability of the local housing market and the consistent demand for affordable housing provide a solid foundation for long-term investments.
The strongest investor angle in ZIP 19350 is cashflow, given the favorable difference between the HUD FMR and the current market rent. This allows investors to generate steady income while benefiting from the stable housing market conditions.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.