Location: Philadelphia-Camden-Wilmington, PA | Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,690 |
| 1 Bedroom | $1,830 |
| 2 Bedrooms | $2,180 |
| 3 Bedrooms | $2,600 |
| 4 Bedrooms | $2,870 |
| 5 Bedrooms | $3,329 |
| 6 Bedrooms | $3,728 |
| 7 Bedrooms | $4,026 |
| 8 Bedrooms | $4,227 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $1,830 | $233,582 | 0.78% | D |
| 2BR | $2,180 | $303,214 | 0.72% | D |
| 3BR | $2,600 | $423,993 | 0.61% | D |
| 4BR | $2,870 | $653,785 | 0.44% | F |
| 5BR | $3,329 | $705,715 | 0.47% | F |
U.S. Census Bureau data (2024)
The market analysis for Section 8 investors in ZIP code 19468, Royersford, PA, reveals that the Fair Market Rent (FMR) set by HUD for FY 2024 is $2110. This is higher than the market rent, which stands at $2,057 according to ZORI (Zillow Observed Rental Index). The difference of $53 between HUD's FMR and the actual market rent suggests that voucher tenants will cashflow at the FMR rate, providing a positive financial outlook for landlords.
To further understand the investment potential, consider the median home value of $463,650. This figure can be used to derive the rent-to-price ratio, which is approximately 0.44%. A low rent-to-price ratio indicates that rental income alone might not fully cover the mortgage payment for a property in this area, suggesting that appreciation or stability could be stronger investment angles compared to cashflow.
The median days on market (DOM) for properties in this ZIP code is 13 days, indicating a relatively quick turnover in the housing market. Additionally, the share of listings that have had their prices cut is a mere 0.2%, which suggests a strong seller's market where homes are generally valued correctly and sell without significant adjustments.
In conclusion, while cashflow is positive due to the higher FMR compared to the market rent, the low rent-to-price ratio points towards appreciation or stability being the strongest investor angle in ZIP 19468. The rapid sales cycle and minimal price cuts support an environment conducive to long-term real estate investment strategies focusing on property value growth or steady rental income.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.