Location: Washington-Arlington-Alexandria, DC | Metro: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $2,840 |
| 1 Bedroom | $2,970 |
| 2 Bedrooms | $3,280 |
| 3 Bedrooms | $4,180 |
| 4 Bedrooms | $4,920 |
| 5 Bedrooms | $5,707 |
| 6 Bedrooms | $6,392 |
| 7 Bedrooms | $6,903 |
| 8 Bedrooms | $7,248 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $3,280 | $440,556 | 0.74% | D |
| 3BR | $4,180 | $635,407 | 0.66% | D |
| 4BR | $4,920 | $1,152,494 | 0.43% | F |
| 5BR | $5,707 | $1,423,293 | 0.4% | F |
U.S. Census Bureau data (2024)
The classification of ZIP code 20105 (Aldie, VA) reveals a unique balance between yield and stability that is neither purely high-yield/low-stability nor a classic steady-cashflow zone. The key figures to consider are the Fair Market Rent (FMR) of $2,810, the median market rent of $3,063, and the median home value of $1,102,684. These suggest a moderate yield potential, given that the FMR is lower than the market rent but still substantial relative to the home value.
On the stability axis, the data points to a relatively stable market. Only 9.8% of residents are renters, indicating a low demand for rental properties which can be seen as a risk factor. However, the average days on market (DOM) for rentals is 5 days, suggesting strong local interest when units become available. Additionally, the median household income of $219,123 supports a robust economic base, likely leading to timely rent payments and lower vacancy rates.
To further clarify the market type, let's break down the figures. The FMR at $2,810 is significantly lower than the median home value of over $1 million, which implies that Aldie is not a high-yield market. Instead, it offers a balanced yield where rental income is a modest percentage of property value. The low renter population percentage might indicate limited opportunities for rapid turnover and flipping, characteristic of low-stability markets.
However, the short DOM and high income levels point towards a steady cash flow. Tenants are likely to be financially secure, reducing the risk of non-payment and increasing the likelihood of long-term tenancies. This combination suggests a market that leans more towards providing reliable cash flow rather than high returns or quick flips.
In conclusion, ZIP 20105 (Aldie, VA) is best classified as a steady-cashflow zone, driven by the median income supporting timely rent payments, coupled with a low risk of extended vacancies due to the fast DOM. While not offering the highest yields, the stability provided by these factors makes it an attractive option for landlords and small-portfolio investors seeking consistent returns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.