Location: Washington-Arlington-Alexandria, DC | Metro: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $2,050 |
| 1 Bedroom | $2,140 |
| 2 Bedrooms | $2,370 |
| 3 Bedrooms | $3,020 |
| 4 Bedrooms | $3,560 |
| 5 Bedrooms | $4,130 |
| 6 Bedrooms | $4,626 |
| 7 Bedrooms | $4,996 |
| 8 Bedrooms | $5,246 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,370 | $476,504 | 0.5% | F |
| 3BR | $3,020 | $578,971 | 0.52% | F |
U.S. Census Bureau data (2024)
ZIP code 22125 is located in the town of Occoquan, Virginia. This area is characterized by a relatively small population of 681 residents, with only 26.0% of them being renters. The median household income in this ZIP code stands at a robust $161,364, indicating a high-income demographic. Additionally, the median home value is quite substantial at $558,611, reflecting the affluent nature of the community.
When it comes to rental economics, the Fair Market Rent (FMR) for ZIP 22125 in fiscal year 2024 is set at $2,070. This is very close to the actual market rent reported by the Census Bureau's American Community Survey (ACS), which is $2,008. The slight difference between these two figures suggests that the rental market in Occoquan is well-aligned with federal guidelines, providing a stable environment for both tenants and landlords.
The characteristics of ZIP 22125 make it a challenging target for hands-off Section 8 voucher operators. Given the high median income and median home values, the proportion of potential Section 8 tenants is likely low. However, the area could be attractive to hands-on value-add buyers who are willing to manage properties actively and cater to a mix of market-rate and subsidized tenants. These investors might find opportunities in improving property quality to meet the expectations of the affluent local population while also leveraging the Section 8 program for a portion of their units.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.