Section 8 Fair Market Rent (FMR) for ZIP 22740 - 2027

Location: Madison County, VA | Metro: Culpeper County, VA HUD Metro FMR Area

Investment Score for ZIP 22740

F
Monthly Rent (2BR)
$1,560
Median Price (2BR)
$461,218
1% Rule
0.34%
Annual Yield
4.06%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$1,360
1 Bedroom$1,430
2 Bedrooms$1,560
3 Bedrooms$1,880
4 Bedrooms$2,330
5 Bedrooms$2,703
6 Bedrooms$3,027
7 Bedrooms$3,269
8 Bedrooms$3,432

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,560 $461,218 0.34% F
3BR $1,880 $517,868 0.36% F
4BR $2,330 $685,675 0.34% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
1,179
Median Household Income
$65,938
Housing Units
740
Renter Percentage
35.1%
Occupancy Rate
72.0%
Renter Occupied
187

With a Fair Market Rent (FMR) of $1190 for ZIP 22740 (Sperryville, VA), landlords can expect a steady stream of rental income aligned with the local housing market. The Census ACS reports a market rent of $1,589, indicating a premium over the FMR that savvy investors can leverage. A median home value of $528,527 suggests a robust real estate market, where property investments can yield significant returns. With a renter share of 35.1%, there is a substantial demand for rental properties in the area, making it an attractive market for landlords. The median income of $65,938 provides insight into the financial capacity of potential tenants, ensuring a stable pool of applicants who can afford the average rents. Despite the lack of specific data on days on market (DOM) and the percentage of price-cut shares, the overall economic indicators point to a healthy real estate environment. Landlords should note that while the market rent exceeds the FMR, the income levels still support a strong rental market. In conclusion, the data supports a positive outlook for landlords and small-portfolio investors in Sperryville, VA. The verdict on Section 8 participation remains favorable, given the alignment between the FMR and tenant income levels.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.