Location: Jackson County, WV | Metro: Charleston, WV HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $830 |
| 1 Bedroom | $940 |
| 2 Bedrooms | $1,130 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,540 |
| 5 Bedrooms | $1,786 |
| 6 Bedrooms | $2,000 |
| 7 Bedrooms | $2,160 |
| 8 Bedrooms | $2,268 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,450 | $224,961 | 0.64% | D |
U.S. Census Bureau data (2024)
When considering whether to invest in ZIP code 25124 for Section 8 properties, follow this decision tree:
1) Does FMR ($1200) clear debt service on a $168,435 property?
No. The Fair Market Rent (FMR) of $1200 does not cover the typical debt service for a property valued at $168,435. Debt service includes mortgage payments, property taxes, insurance, and maintenance costs. Given the property value, these costs would likely exceed the FMR, making it unprofitable for a landlord to rely solely on Section 8 tenants for debt coverage.
2) Is market rent above, at, or below FMR?
N/A. There is insufficient data to determine the relationship between the market rent and the FMR in ZIP 25124. Without this information, it's impossible to assess if Section 8 rents align with what the market can bear.
3) Are 0.0% renters + N/A-day DOM enough demand?
No. The data indicates that there is no rental activity (0.0%) recorded in ZIP 25124, and the days on market (DOM) is not available. This suggests a lack of demand for rental properties in the area, which is critical for landlords seeking to fill their units with Section 8 tenants. A low or nonexistent rental activity rate means that even if a landlord could afford the property based on other criteria, finding Section 8 tenants willing to rent in this ZIP code might be challenging.
In conclusion, based on the available data, investing in ZIP 25124 for Section 8 properties is not advisable. The FMR does not cover the debt service for a property of this value, and there is insufficient evidence of rental demand in the area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.