Location: Putnam County, WV | Metro: Putnam County, WV HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $850 |
| 1 Bedroom | $860 |
| 2 Bedrooms | $1,120 |
| 3 Bedrooms | $1,540 |
| 4 Bedrooms | $1,580 |
| 5 Bedrooms | $1,833 |
| 6 Bedrooms | $2,053 |
| 7 Bedrooms | $2,217 |
| 8 Bedrooms | $2,328 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,120 | $187,831 | 0.6% | F |
| 3BR | $1,540 | $270,138 | 0.57% | F |
| 4BR | $1,580 | $430,438 | 0.37% | F |
| 5BR | $1,833 | $544,638 | 0.34% | F |
U.S. Census Bureau data (2024)
ZIP code 25213, located in Winfield, WV, falls within the Putnam County, WV HUD Metro Fair Market Rent (FMR) area. Its fair market rent for fiscal year 2024 is set at $1,110. Comparatively, the average market rent across the county stands at $1,046, indicating that ZIP 25213 has a slightly higher rental rate than the typical ZIP in Putnam County.
The median home value in ZIP 25213 is $288,576, which is above the average for the metro area. This suggests that it is a relatively premium sub-market within the larger Putnam County, WV HUD Metro FMR area. However, the renter share in this ZIP code is 16.0%, which is a significant portion of the housing market and points towards a notable presence of rental properties.
An interesting observation is the combination of a below-metro average home value with a higher-than-average renter share. This dynamic can sometimes indicate a potential value pocket for landlords and small-portfolio investors, particularly those interested in Section 8 properties. The higher FMR relative to the market rent could also suggest opportunities for landlords to adjust their rents closer to the FMR without significantly increasing the cost burden on tenants.
In summary, ZIP 25213 represents a premium sub-market within the Putnam County, WV HUD Metro FMR area, with above-average home values and a slightly elevated FMR compared to the average market rent. Its higher renter share makes it an attractive location for landlords and investors looking for Section 8 opportunities, especially given the potential to align rents more closely with the FMR without overpricing the units.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.