Location: Jefferson County, WV | Metro: Jefferson County, WV HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,160 |
| 1 Bedroom | $1,190 |
| 2 Bedrooms | $1,470 |
| 3 Bedrooms | $1,960 |
| 4 Bedrooms | $2,350 |
| 5 Bedrooms | $2,726 |
| 6 Bedrooms | $3,053 |
| 7 Bedrooms | $3,297 |
| 8 Bedrooms | $3,462 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,960 | $459,906 | 0.43% | F |
| 4BR | $2,350 | $592,176 | 0.4% | F |
U.S. Census Bureau data (2024)
The real estate market in ZIP 25446 is poised to offer significant insights into future trends for both landlords and small-portfolio investors. With a median home value of $457,496, the area currently reflects a stable housing price environment. The fact that the percentage of listings being reduced is not available suggests that there might be a lack of downward pressure on prices, which can imply strong seller's market conditions or balanced market dynamics.
The median days on market (DOM) figure being unavailable also points towards a market where homes are either selling quickly or there isn't enough recent data to determine a trend. In either case, quick sales often indicate high demand and could suggest that landlords and investors maintaining properties in good condition will likely see strong interest when they decide to sell.
On the rental side, the Fair Market Rent (FMR) for ZIP 25446 in fiscal year 2024 is set at $1190. This figure represents the average rent for a moderate-quality rental unit and serves as a benchmark for landlords setting their own rental prices. The absence of current market rental data indicates that the FMR may closely align with actual rental rates, providing a reliable basis for investment decisions.
For long-term investors looking beyond the immediate market conditions, the setup in ZIP 25446 signals a potential for steady appreciation. Historically, areas with stable median home values and strong rental markets tend to see gradual increases in property values. However, the lack of specific historical appreciation data means that while the current conditions support an appreciation thesis, it must be considered cautiously. Investors should focus on maintaining property quality and keeping rents competitive with the FMR to ensure steady cash flow and asset value growth.
In summary, the combination of a median home value around $457,496 and a rental market benchmarked at $1190 per month suggests a robust market for both homeownership and rental investments. The absence of data on listing reductions and DOM leaves some uncertainty but supports the notion of a market with strong demand and potentially less supply, which can favorably impact pricing power over the next 12-24 months.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.