Location: Raleigh County, WV | Metro: Raleigh County, WV HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $730 |
| 1 Bedroom | $740 |
| 2 Bedrooms | $940 |
| 3 Bedrooms | $1,320 |
| 4 Bedrooms | $1,380 |
| 5 Bedrooms | $1,601 |
| 6 Bedrooms | $1,793 |
| 7 Bedrooms | $1,936 |
| 8 Bedrooms | $2,033 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,320 | $186,764 | 0.71% | D |
U.S. Census Bureau data (2024)
The ZIP code 25865, located within the Raleigh County, WV HUD Metro FMR Area, presents an interesting profile when compared to other ZIP codes in the same county. The Fair Market Rent (FMR) for 25865 is set at $1030 for fiscal year 2024, which is slightly above the average market rent of $975. This indicates that rental properties in this ZIP are priced somewhat higher than what the market naturally dictates, suggesting a slight premium on rentals.
The median home value in 25865 stands at $156,253, which is a critical figure for understanding the overall property value within the ZIP code. While this value is not explicitly compared to the county-wide median, it can be inferred that it is either at par or slightly below the average home value for Raleigh County. Given that the FMR is above the market rent, but the home value is average or slightly below, it suggests that 25865 might not be a premium sub-market, but rather a mid-tier neighborhood where rental properties are valued higher due to possibly higher demand or other local factors.
A key indicator for landlords and small-portfolio investors is the renter share, which in 25865 is 13.1%. This percentage is significant as it reflects a relatively low proportion of renters compared to homeowners. However, it's important to note that a lower renter share doesn't necessarily mean a less attractive investment opportunity, especially if the rental prices are higher than the market rate. In fact, the combination of a higher FMR and a below-average home value could indicate a sweet spot for Section 8 housing, as it often signifies a balance between affordability and rental demand.
To conclude, ZIP code 25865 appears to be a mid-tier neighborhood within the Raleigh County, WV HUD Metro FMR Area. It offers rental properties at a slight premium compared to the market, while maintaining home values that are average or slightly below the county-wide median. The relatively low renter share, coupled with higher rental prices, makes it a noteworthy area for those interested in Section 8 investments, as it potentially aligns well with the program's criteria for affordable housing options.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.