Location: Summers County, WV | Metro: Summers County, WV
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $710 |
| 1 Bedroom | $760 |
| 2 Bedrooms | $940 |
| 3 Bedrooms | $1,260 |
| 4 Bedrooms | $1,260 |
| 5 Bedrooms | $1,462 |
| 6 Bedrooms | $1,637 |
| 7 Bedrooms | $1,768 |
| 8 Bedrooms | $1,856 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,260 | $201,750 | 0.62% | D |
U.S. Census Bureau data (2024)
The classification of ZIP code 25978 in Hinton, WV, on the yield and stability axes reveals a unique market dynamic. The Federal Market Rent (FMR) for the area stands at $870 for fiscal year 2026, which is the benchmark rental rate set by HUD for the region. Given that the median home value is $189,708, the FMR suggests a relatively low-cost rental market compared to the ownership cost.
The stability of the market is influenced by several factors, including the percentage of renters and the median household income. With only 4.3% of residents being renters, the market leans towards a higher owner-occupied ratio. This figure is indicative of a stable community where long-term homeownership is prevalent. The median household income of $73,913 provides insight into the economic health of the area. While this income level may not be considered high, it does suggest that the majority of residents have the financial capacity to afford modest rental properties.
Considering the data, ZIP 25978 is best classified as a steady-cashflow zone rather than a high-yield/low-stability flip-style market. The relatively low median home value and the modest rental market suggest that while yields may not be exceptionally high, they are consistent with the local economic conditions. Additionally, the low percentage of renters and the moderate income levels indicate a market that is more stable and less prone to rapid fluctuations.
To summarize, the specific figures driving this assessment include the $870 FMR, the $189,708 median home value, the 4.3% renter population, and the $73,913 median household income. These factors collectively point to a market that is well-suited for steady cash flow rather than quick flips, making it an attractive option for landlords and small-portfolio investors seeking reliable returns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.