Section 8 Fair Market Rent (FMR) for ZIP 28613 - 2027

Location: Hickory-Lenoir-Morganton, NC | Metro: Hickory-Lenoir-Morganton, NC MSA

Investment Score for ZIP 28613

F
Monthly Rent (2BR)
$1,130
Median Price (2BR)
$203,643
1% Rule
0.55%
Annual Yield
6.66%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$950
1 Bedroom$950
2 Bedrooms$1,130
3 Bedrooms$1,380
4 Bedrooms$1,680
5 Bedrooms$1,949
6 Bedrooms$2,183
7 Bedrooms$2,358
8 Bedrooms$2,476

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,130 $203,643 0.55% F
3BR $1,380 $281,410 0.49% F
4BR $1,680 $384,855 0.44% F
5BR $1,949 $451,494 0.43% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
23,357
Median Household Income
$58,707
Housing Units
10,254
Renter Percentage
26.2%
Occupancy Rate
92.0%
Renter Occupied
2,474

In Conover, NC (ZIP 28613), the real estate market presents a unique set of conditions that will influence pricing power and investment strategies over the next 12-24 months. The median home value stands at $276,864, indicating a stable price point in the area. A key signal from the data is the fact that only 0.2% of listings have been reduced, suggesting strong seller's market dynamics where homes are holding their value well.

The median days on market (DOM) being listed as N/A suggests that homes are selling quickly, often before reaching a typical DOM measurement. This rapid turnover further supports the notion that sellers maintain considerable pricing power, as demand outstrips supply, keeping prices firm.

On the rental side, the Fair Market Rent (FMR) for ZIP 28613 in fiscal year 2024 is projected to be $1,010, while the current market rent based on Census ACS data is $883. This gap between FMR and actual market rents indicates potential for rental income growth. Landlords and small-portfolio investors can expect modest increases in rental rates as the market aligns with government projections, enhancing cash flow from their investments.

For long-term investors, the setup implied by these figures points towards a moderate appreciation thesis. With home values stable and a slight upward trend in expected rental income, properties in Conover are likely to see gradual value increases, driven by both local economic stability and broader regional growth. However, the absence of significant DOM figures and the minimal percentage of reduced listings suggest that explosive growth is unlikely. Instead, the market favors steady, reliable returns rather than sharp appreciation.

Investors should focus on maintaining competitive rental pricing and ensuring property upkeep to leverage the current market conditions. The combination of stable home values and growing rental incomes provides a solid foundation for those looking to hold onto properties for extended periods, aiming for consistent capital appreciation and rental income.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.