Location: Rome, GA | Metro: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $910 |
| 1 Bedroom | $970 |
| 2 Bedrooms | $1,100 |
| 3 Bedrooms | $1,340 |
| 4 Bedrooms | $1,520 |
| 5 Bedrooms | $1,763 |
| 6 Bedrooms | $1,975 |
| 7 Bedrooms | $2,133 |
| 8 Bedrooms | $2,240 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,100 | $224,094 | 0.49% | F |
| 3BR | $1,340 | $301,833 | 0.44% | F |
| 4BR | $1,520 | $357,271 | 0.43% | F |
| 5BR | $1,763 | $444,768 | 0.4% | F |
U.S. Census Bureau data (2024)
ZIP 30145, located in Kingston, GA within the Rome, GA MSA metro, serves as a cash-flow anchor within a Section 8 portfolio strategy. This designation is based on the significant spread between the Fair Market Rent (FMR) for ZIP 30145 in fiscal year 2024, which is set at $1210, and the local market rent of $977. Additionally, the median home value in this area stands at $314,550, indicating a stable and affordable market.
The positive spread between FMR and market rent ensures that landlords and small-portfolio investors can maintain a steady cash flow. This is crucial for financial stability, especially when considering the long-term nature of Section 8 contracts. Investors can leverage this difference to cover mortgage payments, maintenance costs, and still generate a profit.
Furthermore, the 0.3% price-cut share and N/A-day DOM (days on market) suggest that while there is some price negotiation, homes in this area do not spend extended periods on the market. This implies that the demand for housing in ZIP 30145 is relatively strong, which supports the idea of it being a reliable cash-flow anchor.
A cash-flow anchor is particularly valuable in a diverse investment portfolio because it provides consistent income. While ZIP 30145 may not offer high appreciation potential, the combination of stable rents and a manageable home value makes it a solid choice for generating regular returns.
In summary, ZIP 30145 is best suited as a cash-flow anchor within a Section 8 portfolio strategy. The significant gap between the FMR and market rent, along with a reasonable median home value, ensures that investors can achieve steady and predictable cash flows, which is essential for long-term financial planning and stability.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.