Location: Stephens County, GA | Metro: Banks County, GA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,000 |
| 1 Bedroom | $1,090 |
| 2 Bedrooms | $1,210 |
| 3 Bedrooms | $1,560 |
| 4 Bedrooms | $1,700 |
| 5 Bedrooms | $1,972 |
| 6 Bedrooms | $2,209 |
| 7 Bedrooms | $2,386 |
| 8 Bedrooms | $2,505 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,210 | $194,246 | 0.62% | D |
| 3BR | $1,560 | $276,788 | 0.56% | F |
| 4BR | $1,700 | $420,855 | 0.4% | F |
U.S. Census Bureau data (2024)
The ZIP code 30511, located in Baldwin, Georgia, stands out due to its unique demographic and economic characteristics. With a population of 3,151 residents, it has a relatively low rental rate of 26.6%, indicating that most residents own their homes. The median income in this area is $88,432, which is above the national average, and the median home value is $294,952, suggesting a prosperous community.
In terms of Section 8 voucher economics, the Fair Market Rent (FMR) for ZIP 30511 is set at $1,150 for fiscal year 2026. This is higher than the current market rent of $1,056, based on Census American Community Survey data. Landlords accepting Section 8 vouchers can expect to receive slightly above the market rate, making it a financially viable option.
The data signature for ZIP 30511 reads as stable. The modest rental rate and high median income indicate a settled community where homeownership is prevalent. Additionally, the median home value suggests that property values are steady, and there is little indication of rapid change or decline. For landlords and small-portfolio investors, ZIP 30511 presents a reliable investment environment with predictable returns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.