Location: Warner Robins, GA | Metro: Warner Robins, GA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,000 |
| 1 Bedroom | $1,100 |
| 2 Bedrooms | $1,230 |
| 3 Bedrooms | $1,640 |
| 4 Bedrooms | $1,940 |
| 5 Bedrooms | $2,250 |
| 6 Bedrooms | $2,520 |
| 7 Bedrooms | $2,722 |
| 8 Bedrooms | $2,858 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,640 | $418,147 | 0.39% | F |
U.S. Census Bureau data (2024)
The ZIP code 31025, located within the Warner Robins, GA HUD Metro FMR Area, offers a unique opportunity for Section 8 landlords and small-portfolio investors. This area serves best as a cash-flow anchor. The Fair Market Rent (FMR) for FY 2024 in this ZIP code is set at $980 for a one-bedroom unit. Although the market rent data is currently unavailable, the high median home value of $354,691 suggests that rental properties in this area can command competitive rents.
The FMR of $980 provides a stable baseline for cash flow. Landlords can rely on this figure as a guaranteed minimum rent for their properties, ensuring steady income. In areas where market rents exceed the FMR, landlords can potentially earn higher revenues while still maintaining the security of Section 8 payments. However, the absence of market rent data makes it challenging to quantify the exact spread above the FMR that might be achievable, but the strong median home value indicates robust local demand.
This ZIP code is not an ideal appreciation play due to the lack of specific growth indicators such as percentage price cuts and days on the market (DOM). While the median income of $133,839 is substantial, it does not necessarily translate into rapid property value increases without additional market analysis.
Nor is it primarily a diversifier. With only a 7.0% renter share, the majority of residents in ZIP 31025 own their homes. Therefore, focusing on this area for diversification purposes would be less effective compared to regions with a higher proportion of renters. However, the high median income supports the stability of the area, making it a reliable choice for securing tenants who are likely to meet Section 8 eligibility criteria.
In conclusion, ZIP 31025 is best suited as a cash-flow anchor within a Section 8 portfolio strategy. Its guaranteed FMR of $980 provides consistent returns, while the potential for market rents to be higher adds an element of profitability. The strong median home value and median income also underpin the area's financial stability, making it a solid choice for landlords seeking a dependable source of rental income.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.