Location: Brunswick-St. Simons, GA | Metro: Brunswick-St. Simons, GA MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,420 |
| 1 Bedroom | $1,590 |
| 2 Bedrooms | $1,970 |
| 3 Bedrooms | $2,350 |
| 4 Bedrooms | $2,770 |
| 5 Bedrooms | $3,213 |
| 6 Bedrooms | $3,599 |
| 7 Bedrooms | $3,887 |
| 8 Bedrooms | $4,081 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $2,350 | $791,893 | 0.3% | F |
| 4BR | $2,770 | $1,013,868 | 0.27% | F |
U.S. Census Bureau data (2024)
The dynamics of ZIP code 31527 reveal a market in motion, characterized by specific indicators that paint a picture of current conditions. With a Fair Market Rent (FMR) of $1470 for the fiscal year 2024, landlords and small-portfolio investors can gauge the rental value benchmark set by the government. The absence of reported market rent suggests limited data or a nascent market, which could imply either a lack of activity or an underreported sector.
A 0.1% price-cut share indicates that very few properties are being discounted, suggesting strong demand relative to supply. This low rate of price reductions points towards a seller's market where homes maintain their listed prices, indicating buyers are willing to meet asking prices without negotiation.
The median home value of $769,934 provides insight into the overall wealth level and property values within the ZIP code. This figure is significant as it reflects the average cost of homes, which can influence the types of investments and the potential resale value.
The 7.6% renter share is noteworthy. In areas where renters constitute a smaller portion of the population, there tends to be less immediate pressure on rental markets. However, this percentage also implies that long-term housing pressures might exist, particularly if the number of renters is increasing. A higher proportion of homeowners could mean fewer units available for rent, potentially leading to upward pressure on rental rates and vacancy rates as the area continues to develop.
In summary, ZIP 31527 presents a market where demand appears to be at least matching supply, given the minimal need for price reductions. The relatively high median home value suggests a robust economic environment, but the modest renter share indicates that the rental market may not be as competitive. For landlords and small-portfolio investors, this ZIP code offers a stable investment climate with room for growth, especially as the area evolves and attracts more residents.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.