Section 8 Fair Market Rent (FMR) for ZIP 31568 - 2027

Location: Camden County, GA | Metro: Camden County, GA

Investment Score for ZIP 31568

Monthly Rent (2BR)

$1,110

Median Price (2BR)

$204,029

1% Rule

0.54%

Annual Yield

6.53%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$940
1 Bedroom	$1,010
2 Bedrooms	$1,110
3 Bedrooms	$1,540
4 Bedrooms	$1,800
5 Bedrooms	$2,088
6 Bedrooms	$2,339
7 Bedrooms	$2,526
8 Bedrooms	$2,652

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
2BR	$1,110	$204,029	0.54%	F
3BR	$1,540	$319,671	0.48%	F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population

719

Median Household Income

$84,028

Housing Units

416

Renter Percentage

6.8%

Occupancy Rate

70.9%

Renter Occupied

A landlord considering ZIP 31568 (White Oak, GA) for Section 8 investments must follow a structured decision tree based on the Fair Market Rent (FMR), market rent conditions, and rental demand.

Step 1: Can FMR support the debt service?

No: The FMR of $1,030 for the metro area in fiscal year 2026 does not clear the debt service on a property valued at $288,001. This makes the investment unfeasible under Section 8 guidelines without additional subsidies or adjustments.

Step 2: How does market rent compare to FMR?

N/A: There is insufficient data to determine if market rents are above, at, or below the FMR. This lack of information means that a landlord cannot accurately gauge whether they can charge higher rents outside of Section 8 or if they will need to rely solely on the FMR.

Step 3: Is there sufficient rental demand?

It Depends: The rental demand in White Oak, GA, stands at 6.8% of renters. However, the Days on Market (DOM) is listed as N/A, which means we cannot assess how quickly properties are rented out. A low DOM would indicate strong demand, but without this figure, it's unclear whether the 6.8% represents enough demand to sustain an investment.

In summary, for ZIP 31568 (White Oak, GA), the primary gating factor is the inability of the FMR to cover the debt service on a $288,001 property, making the investment financially challenging. The absence of market rent data complicates understanding of potential non-Section 8 income opportunities. Lastly, while the percentage of renters is known, the lack of DOM data leaves the demand assessment inconclusive. Therefore, a landlord should proceed with caution and seek more detailed local market insights before making a purchase decision.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.