Location: Webster County, GA | Metro: Stewart County, GA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $880 |
| 1 Bedroom | $900 |
| 2 Bedrooms | $1,070 |
| 3 Bedrooms | $1,380 |
| 4 Bedrooms | $1,530 |
| 5 Bedrooms | $1,775 |
| 6 Bedrooms | $1,988 |
| 7 Bedrooms | $2,147 |
| 8 Bedrooms | $2,254 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,380 | $111,667 | 1.24% | A |
U.S. Census Bureau data (2024)
The dynamics of the ZIP 31825 real estate market reveal a scenario where rental properties are central to the housing landscape. With a Fair Market Rent (FMR) of $920 for the fiscal year 2024, the rental sector stands as a significant indicator of the area's affordability. The Census American Community Survey (ACS) reports the market rent at $625, suggesting that while rents are rising, they remain below the FMR threshold, indicating a potential upward trend in rental prices.
The median home value in ZIP 31825 is $100,821. This figure, combined with the rental dynamics, points towards an environment where homeownership might be challenging for some residents, pushing them towards renting. A 44.3% renter share suggests a substantial portion of the population relies on rental housing, which can translate into ongoing long-term housing pressure. This high percentage of renters often signals a market where demand for affordable rentals could persistently exceed supply, leading to steady occupancy rates and potentially increasing rents over time.
The lack of specific data on price-cut share and days on market (DOM) does not obscure the broader picture. The disparity between the FMR and the current market rent implies that there is room for rental growth without immediately surpassing affordability thresholds. Landlords and small-portfolio investors should take note of these figures, as they suggest a market where rental properties are likely to remain in high demand.
In conclusion, ZIP 31825 presents a market where the rental sector is pivotal, driven by a significant renter share and moderate rental prices relative to the FMR. This indicates a potential for sustained demand for rental units, making it a favorable environment for those managing rental properties.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.