Location: Suwannee County, FL | Metro: Gainesville, FL HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,040 |
| 1 Bedroom | $1,130 |
| 2 Bedrooms | $1,350 |
| 3 Bedrooms | $1,690 |
| 4 Bedrooms | $1,780 |
| 5 Bedrooms | $2,065 |
| 6 Bedrooms | $2,313 |
| 7 Bedrooms | $2,498 |
| 8 Bedrooms | $2,623 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,350 | $259,022 | 0.52% | F |
| 3BR | $1,690 | $314,185 | 0.54% | F |
U.S. Census Bureau data (2024)
The analysis of ZIP code 32008, Branford, FL, reveals a market that leans towards being a steady-cashflow zone rather than a high-yield/low-stability flip-style market. This conclusion is driven by several key figures.
Firstly, let's consider the yield. The Fair Market Rent (FMR) for 2024 is set at $1030, which is notably higher than the market rent of $944. However, when compared to the median home value of $271,942, the rental yields are relatively modest. Landlords can expect a rental income that is approximately $86 above the market rate per unit, but the substantial home value suggests that the capital appreciation potential is limited unless there is a significant increase in property values.
Moving onto stability, Branford presents a mixed picture. With only 14.0% of the population renting, the demand for rental properties is lower compared to areas with a higher percentage of renters. This could indicate less turnover and more stable tenancies. However, the lack of data on days on market (DOM) means we cannot assess how quickly properties are rented out once they become available. The median household income of $59,681 provides some insight into the economic stability of the area; it suggests that tenants have a reasonable ability to pay rent consistently.
To summarize, Branford, FL, does not offer the high-risk, high-reward scenario typical of flip-style markets. Instead, it appears to be a moderate-yield, moderate-stability environment where landlords can expect a reliable, albeit not exceptionally high, cash flow from their investments. The $1030 FMR offers a slight edge over the market rent of $944, but the primary driver for investment here should be the long-term stability and consistent income from tenants with an average household income of $59,681.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.