Location: Putnam County, FL | Metro: Putnam County, FL
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $790 |
| 1 Bedroom | $800 |
| 2 Bedrooms | $1,040 |
| 3 Bedrooms | $1,310 |
| 4 Bedrooms | $1,380 |
| 5 Bedrooms | $1,601 |
| 6 Bedrooms | $1,793 |
| 7 Bedrooms | $1,936 |
| 8 Bedrooms | $2,033 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,040 | $149,966 | 0.69% | D |
| 3BR | $1,310 | $273,014 | 0.48% | F |
U.S. Census Bureau data (2024)
ZIP code 32181, Pomona Park, FL, has a population of 2,377 residents, with 17.0% being renters. This indicates that while there is a presence of renters, the area is predominantly dominated by homeowners. The median household income stands at $47,101, which provides insight into the economic conditions of the area.
The typical market rent in this ZIP code is $792. This represents approximately 17% of the median household income when considering a monthly basis. Given that the Fair Market Rent (FMR) for the metro area is set at $1,080 for FY 2026, it's clear that the actual market rent in Pomona Park is significantly below the FMR threshold. This suggests that landlords could potentially benefit from the difference between the actual rent and the voucher amount, assuming tenants have vouchers up to the FMR level.
In terms of voucher demand, Pomona Park is not characterized by a high concentration of Section 8 tenants. The scarcity of renters relative to homeowners means that the overall demand for housing assistance through vouchers is likely to be lower compared to areas with a higher percentage of renters. However, landlords can still attract tenants with vouchers, but they should be prepared for competition primarily within the rental segment rather than across the broader housing market.
A landlord in ZIP 32181 should anticipate a tenant profile that includes individuals and families who are financially constrained but still capable of contributing a portion of their income towards rent. These tenants will rely on housing vouchers to make up the difference between their income and the cost of living in the area. Landlords may find that tenants with vouchers will be seeking units that are priced competitively within the $792 market rent range, making it possible to secure tenancy without setting rents at the maximum voucher limit.
To summarize, Pomona Park is not a renter-heavy ZIP code with deep voucher demand. Instead, it is an area where landlords can expect a mix of tenants, some of whom will require housing assistance to afford the typical market rent. The economic conditions suggest that landlords should price their properties below the FMR to attract a stable tenant base and comply with voucher requirements.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.