Location: Sebring, FL | Metro: Sebring, FL MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $970 |
| 1 Bedroom | $1,030 |
| 2 Bedrooms | $1,240 |
| 3 Bedrooms | $1,560 |
| 4 Bedrooms | $1,820 |
| 5 Bedrooms | $2,111 |
| 6 Bedrooms | $2,364 |
| 7 Bedrooms | $2,553 |
| 8 Bedrooms | $2,681 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,240 | $208,776 | 0.59% | F |
| 3BR | $1,560 | $334,016 | 0.47% | F |
U.S. Census Bureau data (2024)
ZIP code 33857, located in Lorida, Florida, within the Sebring, FL MSA, serves as an ideal cash-flow anchor for a Section 8 portfolio strategy. The Fair Market Rent (FMR) for the area in fiscal year 2024 is set at $910. This figure is critical for understanding the rental dynamics and potential profitability of properties in this ZIP code.
The median home value in ZIP 33857 stands at $255,134, which is relatively low compared to many other areas in Florida. However, the lack of available market rental data suggests that the FMR is likely to be a reliable indicator of the prevailing rental rates. Given that the FMR is established at $910, landlords can expect steady and predictable cash flow from tenants participating in the Section 8 program.
The absence of specific data on price-cut shares and days on market (DOM) indicates that the property appreciation in this ZIP code might not be as strong as in other areas. Instead, the focus should be on the stability and reliability of rental income. With a median household income of $80,313, there is sufficient economic support for the viability of the Section 8 program, ensuring that the demand for subsidized housing remains consistent.
A cash-flow anchor is essential in any real estate investment portfolio, providing a stable source of income that can offset the risks associated with other types of investments. In ZIP 33857, the low median home value combined with a guaranteed rental income of $910 per month makes it an attractive option for landlords and small-portfolio investors seeking a secure and predictable revenue stream. The limited renter share of 0.0% implies that the majority of residents own their homes, but this does not detract from the utility of having a few rental units available for those who qualify under the Section 8 program.
In summary, ZIP 33857 is best suited as a cash-flow anchor within a Section 8 portfolio strategy due to its established FMR and the overall economic conditions supporting the program's sustainability. Landlords can rely on the consistent income provided by the Section 8 program without the need for speculative growth expectations.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.