Location: Sebring, FL | Metro: Sebring, FL MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $790 |
| 1 Bedroom | $920 |
| 2 Bedrooms | $1,150 |
| 3 Bedrooms | $1,390 |
| 4 Bedrooms | $1,820 |
| 5 Bedrooms | $2,111 |
| 6 Bedrooms | $2,364 |
| 7 Bedrooms | $2,553 |
| 8 Bedrooms | $2,681 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,150 | $204,077 | 0.56% | F |
| 3BR | $1,390 | $291,284 | 0.48% | F |
U.S. Census Bureau data (2024)
The market analysis for Section 8 investors targeting ZIP code 33876 in Sebring, FL, reveals a favorable cashflow scenario. The U.S. Department of Housing and Urban Development (HUD) Fair Market Rent (FMR) for ZIP 33876 is set at $1250 for fiscal year 2024. In contrast, the average market rent based on Census American Community Survey (ACS) data is $887, indicating that voucher tenants would cashflow significantly at the HUD FMR rate.
To further analyze the investment potential, consider the median home value in the area, which stands at $260,580. This figure can be used to derive the rent-to-price ratio, which is approximately 0.49%. This ratio suggests that rental income represents a relatively small portion of the property's total value, making it a stable investment option even if rents do not rise significantly.
The dynamics between renting and buying properties in Sebring, FL, are also important to note. The median days on market (DOM) for properties is not available (N/A), but the low percentage of homes that require a price cut (0.2%) indicates a strong seller's market. However, these metrics have limited impact on the decision-making process for Section 8 investors, as they primarily focus on rental income rather than property sales.
The strongest investor angle in ZIP 33876 is cashflow. With the HUD FMR well above the current market rent, landlords and small-portfolio investors can expect to generate positive cashflow from voucher tenants, providing a reliable source of income in a stable housing market.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.