Section 8 Fair Market Rent (FMR) for ZIP 34453 - 2027

Location: Homosassa Springs, FL | Metro: Homosassa Springs, FL MSA

Investment Score for ZIP 34453

D
Monthly Rent (2BR)
$1,120
Median Price (2BR)
$174,971
1% Rule
0.64%
Annual Yield
7.68%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$920
1 Bedroom$930
2 Bedrooms$1,120
3 Bedrooms$1,550
4 Bedrooms$1,870
5 Bedrooms$2,169
6 Bedrooms$2,429
7 Bedrooms$2,623
8 Bedrooms$2,754

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,120 $174,971 0.64% D
3BR $1,550 $262,587 0.59% F
4BR $1,870 $354,029 0.53% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
10,621
Median Household Income
$57,568
Housing Units
5,703
Renter Percentage
19.3%
Occupancy Rate
84.5%
Renter Occupied
932

With a Fair Market Rent (FMR) set at $1100 for zip code 34453 in Inverness, FL, for fiscal year 2024, landlords should note that the actual market rent, or ZORI, stands slightly higher at $1,564. This discrepancy highlights the premium tenants are willing to pay over government-set rates. The median home value in the area is $240,248, indicating a moderate housing market where investment properties can be acquired at reasonable prices. With 19.3% of residents being renters, there is a significant but not overwhelming demand for rental properties. The median income of $57,568 suggests that while some residents may struggle to afford market rents, others can comfortably cover the cost. However, the average Days on Market (DOM) for properties is 45 days, which is relatively high and could indicate challenges in finding tenants quickly. Furthermore, only 0.3% of listings experience price cuts, signaling that once a property is priced correctly, it will likely attract tenants without needing adjustments. Given these figures, landlords and small-portfolio investors looking to enter the Section 8 market in Inverness should expect a challenging yet potentially rewarding environment.

The verdict on Section 8 in Inverness, FL, is that it remains a viable option for landlords, albeit with the understanding that they must compete against market rents that are significantly higher than the FMR. This requires careful consideration of property management costs and potential income gaps when setting up Section 8 units.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.