Location: Wildwood-The Villages, FL | Metro: Ocala, FL MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,250 |
| 1 Bedroom | $1,310 |
| 2 Bedrooms | $1,520 |
| 3 Bedrooms | $1,840 |
| 4 Bedrooms | $2,190 |
| 5 Bedrooms | $2,540 |
| 6 Bedrooms | $2,845 |
| 7 Bedrooms | $3,073 |
| 8 Bedrooms | $3,227 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,520 | $219,340 | 0.69% | D |
| 3BR | $1,840 | $340,632 | 0.54% | F |
| 4BR | $2,190 | $416,695 | 0.53% | F |
U.S. Census Bureau data (2024)
Oxford, Florida, located in ZIP code 34484, is a small town that offers a mix of rural charm and suburban convenience. The real estate market here reflects a balance between homeownership and rental opportunities, making it an interesting location for both landlords and small-portfolio investors.
The combination of these factors points to a steady rental market in Oxford, FL, with a reasonable gap between the Fair Market Rent and the actual market rates. Investors can expect a consistent demand for rental properties, supported by the town's moderate income levels and significant renter population. However, the high median home value suggests that competition for rental properties might be fierce, necessitating well-maintained and competitively priced units to attract tenants.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.